About Us

We help SME’s take control of their cash flow without being tied to seasonal highs and lows.

Support For Your Business

Fast Approvals

In business time is money and once you make an enquiry you’ll hear from us within 2 business hours, from there we can approve your loan in as little as 24 hours.

Freedom To Choose

Select one invoice or up to 10 invoices at any given time - it's your choice. Our fee structure also lets you decide how long you would like the funding for. The shorter the period, the cheaper the finance.

Award Winning Lenders

Finance Brokers have recognised Scottish Pacific as The Adviser Magazine’s Non-Bank Lender three years in a row because of our ability to provide businesses with urgent cash flow.

No security required

We do not require real estate as security so there is no need to use the family home to access the money you need to run your business effectively.

An ongoing line of credit

We provide your business a line of credit of up to 80% of the total invoice value. There are no non-usage fees or re-activation fees, provided the account remains open.

Customer-friendly approach

We don’t like overcomplicated things. Our ability to make business finance easy is why our clients gave us a Net Promoter Score of +82, which is rare in financial services.

Our Awards

We are proud of our work:

Established in 1988, Scottish Pacific Business Finance (ASX:SCO) is Australia and New Zealand’s largest specialist provider of working capital solutions with a comprehensive range of debtor finance and trade finance facilities.

Our executive management team has more than 27 years of small business finance experience, and we have fully-operational offices in Sydney, Melbourne, Brisbane, Perth and Auckland with each headed up by a local General Manager. Our clients and introducers enjoy a level of access to decision makers that is unmatched in the industry.
Call us on 1300 315 661 to discuss whether Selective Invoice Finance is the right solution for you