Turn your invoices into cashflow

Australia’s Leader in Cash Flow Solutions

  • Receive up to 95% of your invoice value within 24 hrs
  • No real estate security required
  • Facility grows in line with your invoicing

Get startedOr call1300 332 867

We can help:

Startups and small businesses

Businesses that need to refinance

Businesses looking to grow

Businesses that need funds after an unexpected change

Our solutions

Invoice Finance

Our Invoice Finance solution allows you to access the cash in your unpaid invoices. Invoice Finance can help improve your business’ cash flow. Meaning you can invest in growth, paying suppliers, or paying employees, without needing to wait for invoices to be paid.

We know that controlling your cash flow can be challenging, which is why we can provide funds within 24 hours.

Asset Finance

Our asset financing solutions offer flexible and fast approvals, helping where other lenders won’t, by financing up to 100% of the value of new and aged equipment. We can also cover imported assets, and second-hand equipment.

Our solutions can also fund pre-purchased equipment and be used for capital raising, so you can use that new semi-trailer or excavator as security for a loan, not just a helpful tool.

Trade Finance

If you’re managing the import or export of goods and need a cash flow injection to pay off a supplier, or maintain cash flow whilst waiting to be paid, then our Trade Financing solutions can help.

With funding for up to 90% of the cost price, payment options in multiple currencies, and flexible solutions on 30, 60 or 90 day terms, we can help enable you to grow your inventory and grow your business.

Why ScotPac?

Our people.

We’ve been around for over 30 years and its because of our people. We have a wealth of business knowledge and make it our business to understand yours.


We have one of the highest ratio of customer service staff to clients in the business finance industry. If you don’t know quite what you need, we can help.


More than 75% of all our new customers are referred to us by existing clients, accountants, brokers and banks. For many years, they have trusted us to provide the best help for their clients, we hope you’ll do the same.

Growth Enablers.

We help our customers succeed. We know this because our customers grow on average at three times the rate of GDP (Gross Domestic Product).

Hear from our community

How much can I access?

Enter the amount of money you are currently owed by your customers.


You could borrow up to:


Pretty simple, how much are you looking to finance?


You could borrow up to:


Simply enter the amount of money your supplier has invoiced you.


You could borrow up to:


What do I need to do?

To get the funding you need for your business, follow these 3 simple steps

give us a call
Give us a call

Talk to one of our friendly invoice finance specialists about tailoring a solution for your business

Work Together

We’ll present you with the solutions to choose from, based on what you’ve told us you need

Documentation and settlement

We’ll work with you to dot all the i’s and cross the t’s to finalise your solution

Call us today on 1300 332 867 to discuss how our funding solutions can help