Turn your unpaid sales
invoices into cash

  • Access up to 95% of your invoice value within 24 hours
  • Your family home isn’t required as security
  • Funding available from $10K to over $100M

Get startedOr call1300 332 867

We can help:

Businesses looking for a new finance partner

Growing businesses looking to fund new opportunities

Businesses looking for an immediate cash injection

What is Invoice Finance?

Invoice Finance is a way to access the cash tied up in your unpaid invoices. Also known as Debtor Finance and similar to an overdraft, it’s essentially a line of credit secured by your invoices, rather than your family home.

Whether you need to pay suppliers, pay wages or have other commitments to meet, you don’t have to wait for your customers to pay you with Invoice Finance.

We know that controlling your cash flow can be challenging, which is why we can provide funds within 24 hours.

We also know how quickly circumstances can change and that flexibility is always important. That’s why we have a number of alternate solutions to choose from. You can decide what suits your business best, even down to the invoices you want to borrow against.


Why ScotPac?


More than 75% of all our new customers are referred to us by existing clients, accountants, brokers and banks.. For many years, they have trusted us to provide the best help for their clients, we hope you’ll do the same.

Growth Enablers.

We help our customers succeed. We know this because our customers grow on average at three times the rate of GDP (Gross Domestic Product).

Our people.

We’ve been around for over 30 years and its because of our people. We have a wealth of business knowledge and make it our business to understand yours.


We have one of the highest ratio of customer service to clients in the business finance industry. If you don’t know quite what you need, we can help.

What our customers say

How much can I access?

Simply enter the value of your unpaid invoices and we’ll tell you how much you can access.

Enter the amount of money you are currently owed by your customers.


You could borrow up to:


What do I need to do now?

To get the funding you need for your business, follow these 3 simple steps

give us a call
Give us a call

Talk to one of our friendly invoice finance specialists about tailoring a solution for your business

Work Together

we’ll present you with the solutions to choose from, based on what you’ve told us you need

Documentation and settlement

We’ll work with you to dot all the i’s and cross the t’s to finalise your solution

Call us on 1300 332 867 today to discuss how Invoice Finance or our other funding solutions can help you