Businesses looking for a new finance partner
Growing businesses looking to fund new opportunities
Businesses looking for an immediate cash injection
What is Invoice Finance?
Invoice Finance is a way to access the cash tied up in your unpaid invoices. Also known as Debtor Finance and similar to an overdraft, it’s essentially a line of credit secured by your invoices, rather than your family home.
Whether you need to pay suppliers, pay wages or have other commitments to meet, you don’t have to wait for your customers to pay you with Invoice Finance.
We know that controlling your cash flow can be challenging, which is why we can provide funds within 24 hours.
We also know how quickly circumstances can change and that flexibility is always important. That’s why we have a number of alternate solutions to choose from. You can decide what suits your business best, even down to the invoices you want to borrow against.
More than 75% of all our new customers are referred to us by existing clients, accountants, brokers and banks.. For many years, they have trusted us to provide the best help for their clients, we hope you’ll do the same.
We help our customers succeed. We know this because our customers grow on average at three times the rate of GDP (Gross Domestic Product).
What our customers say
“Without this security of funding, it would be scary negotiating 90 day terms with large customers and still having to pay suppliers while we are waiting to be paid.”
“Scottish Pacific has been an incredible help in this process. Putting in place a facility with them has allowed Alex and me to keep ownership of the business, which we believe is crucial to its success.”
“Through Scottish Pacific our business has grown a phenomenal amount. Until we found them, we were really struggling because we were growing so quickly and had huge purchase outlays”
“If you are looking for a lender who provides solutions that work for the client, rather than ‘off the shelf’
products, I’d have no hesitation in recommending Scottish Pacific”
Scottish Pacific were recommended to us. Their New Zealand staff, who we deal with regularly, have been
I’d definitely recommend debtor finance to other small businesses. For Cole Clark, it has been very handy.
Working with Scottish Pacific is very seamless. They get to know us, and our business, well.
How much can I access?
Simply enter the value of your unpaid invoices and we’ll tell you how much you can access.
Enter the amount of money you are currently owed by your customers.
You could borrow up to:$
What do I need to do now?
To get the funding you need for your business, follow these 3 simple steps
Talk to one of our friendly invoice finance specialists about tailoring a solution for your business
we’ll present you with the solutions to choose from, based on what you’ve told us you need
We’ll work with you to dot all the i’s and cross the t’s to finalise your solution